Bank of India Credit Officer Recruitment 2026: Apply Online for 779 Vacancies, Notification PDF Released
Category: Bank Jobs | Latest Recruitment | Government Jobs
Bank of India Credit Officer Recruitment 2026 Notification
The Bank of India (BOI) has officially released the Credit Officer Recruitment 2026 Notification for 779 vacanciesunder the General Banking Officer (GBO) stream. The recruitment includes Credit Officer posts in MMGS-II, MMGS-III, and SMGS-IV scales.
The online registration process has started from 30 June 2026, and eligible candidates can submit their applications through the official Bank of India website until 20 July 2026.
Candidates looking for a career in the banking sector should not miss this opportunity. The recruitment offers an attractive salary package, career growth, and additional government benefits.
BOI Credit Officer Recruitment 2026 Overview
| Particular | Details |
|---|---|
| Organization | Bank of India (BOI) |
| Post Name | Credit Officer |
| Total Vacancies | 779 |
| Recruitment Year | 2026-27 |
| Apply Online | Click Here |
| Download notification | Click Here |
| Online Registration | 30 June 2026 to 20 July 2026 |
| Selection Process | Online Examination & Interview |
| Salary | ₹64,820 to ₹1,02,300 (Basic Pay) |
| Official Website | https://bankofindia.co.in |
Bank of India Credit Officer Recruitment 2026 Important Dates
Candidates should keep track of the following important dates.
| Event | Date |
|---|---|
| Notification Release | 29 June 2026 |
| Online Application Starts | 30 June 2026 |
| Last Date to Apply | 20 July 2026 |
| Last Date for Fee Payment | 20 July 2026 |
| Online Examination | To Be Announced |
Applicants are advised to complete the registration process before the last date to avoid server-related issues.
BOI Credit Officer Vacancy 2026
Bank of India has announced 779 vacancies for Credit Officers across different management scales.
| Category | MMGS-II | MMGS-III | SMGS-IV | Total |
|---|---|---|---|---|
| General | 274 | 22 | 21 | 317 |
| OBC | 180 | 16 | 9 | 205 |
| SC | 102 | 10 | 6 | 118 |
| ST | 52 | 5 | 2 | 59 |
| EWS | 69 | 8 | 3 | 80 |
| Total | 677 | 61 | 41 | 779 |
Educational Qualification
Credit Officer MMGS-II & MMGS-III
Candidates should possess:
- Graduation in any discipline with 60% marks (55% for SC/ST/OBC/PwBD candidates) from a recognized university.
Additionally, candidates having any of the following qualifications are also eligible:
- MBA
- PGDBM
- Two-Year Post Graduate Degree in Banking/Finance/Credit
- CA
- CFA
- CMA (ICWA)
Credit Officer SMGS-IV
Candidates must have:
- Graduation with the required percentage of marks.
Along with one of the following:
- MBA
- PGDBM
- Two-Year Master’s Degree
- CA
- CFA
- CMA (ICWA)
Candidates should refer to the official notification for detailed post-wise eligibility criteria.
Age Limit (As on 01 June 2026)
| Post | Age Limit |
|---|---|
| MMGS-II | 25 to 32 Years |
| MMGS-III | 28 to 38 Years |
| SMGS-IV | 32 to 45 Years |
Age Relaxation
Reserved category candidates will receive upper age relaxation as per Government rules.
- SC/ST – 5 Years
- OBC (Non-Creamy Layer) – 3 Years
- PwBD – 10 Years
- Ex-Servicemen – 5 Years
- 1984 Riot Victims – 5 Years
Bank of India Credit Officer Application Fee
| Category | Fee |
|---|---|
| General / OBC / EWS | ₹850 |
| SC / ST / PwBD | ₹175 |
The application fee must be paid online through Debit Card, Credit Card, Net Banking, UPI, or Mobile Wallet.
Selection Process
The recruitment process consists of two stages.
Stage 1 – Online Examination
Eligible candidates will appear in an online objective examination.
Stage 2 – Interview
Candidates shortlisted in the online examination will be invited for the Interview round.
The final merit list will be prepared based on performance in the Professional Knowledge Test and Interview.
BOI Credit Officer Exam Pattern 2026
| Subject | Questions | Marks |
|---|---|---|
| English Language | 25 | 25 |
| Professional Knowledge | 100 | 100 |
| Total | 125 | 125 |
Duration: 120 Minutes
Important Points
- English Language paper is qualifying in nature.
- Marks obtained in English will not be considered in the final merit list.
- There will be negative marking of 0.25 marks for every incorrect answer.
- No penalty for unanswered questions.
BOI Credit Officer Salary 2026
Selected candidates will receive an attractive salary package.
| Scale | Basic Pay |
|---|---|
| MMGS-II | ₹64,820 – ₹93,960 |
| MMGS-III | ₹85,920 – ₹1,05,280 |
| SMGS-IV | ₹1,02,300 – ₹1,20,940 |
In addition to the basic salary, employees will receive:
- Dearness Allowance (DA)
- House Rent Allowance (HRA)
- Medical Benefits
- Provident Fund (PF)
- Leave Benefits
- Gratuity
- Performance Incentives
- Other Bank Allowances
Documents Required
Candidates should keep the following documents ready before applying:
- Graduation Certificate
- Professional Qualification Certificates (if applicable)
- Passport Size Photograph
- Signature
- Aadhaar Card
- Category Certificate
- Experience Certificate (where applicable)
- Valid Mobile Number
- Email ID
How to Apply Online for Bank of India Credit Officer Recruitment 2026
Follow these steps to complete your online application.
Step 1
Visit the official Bank of India website.
Step 2
Navigate to the Career section.
Step 3
Click on Recruitment of Credit Officers 2026.
Step 4
Complete the registration using your mobile number and email ID.
Step 5
Fill in all personal, educational, and professional details.
Step 6
Upload the required documents, photograph, and signature.
Step 7
Pay the application fee online.
Step 8
Review all details carefully.
Step 9
Submit the application form.
Step 10
Download and print the application form for future reference.
Why Apply for BOI Credit Officer Recruitment 2026?
The Bank of India Credit Officer Recruitment 2026 offers an excellent opportunity for experienced banking professionals and finance graduates to join one of India’s leading public sector banks. With 779 vacancies, competitive salaries, career advancement opportunities, and job security, this recruitment is expected to attract a large number of applicants. Eligible candidates should apply well before the last date to avoid any last-minute issues.
Frequently Asked Questions (FAQs)
Q1. How many vacancies are available in Bank of India Credit Officer Recruitment 2026?
A total of 779 Credit Officer vacancies have been announced.
Q2. What is the last date to apply online?
The last date to submit the online application is 20 July 2026.
Q3. What is the selection process?
Selection will be based on:
- Online Examination
- Interview
Q4. Is there any negative marking?
Yes. 0.25 marks will be deducted for each incorrect answer.
Q5. What is the salary of a BOI Credit Officer?
The basic salary ranges from ₹64,820 to ₹1,02,300, depending on the scale, along with allowances and other benefits.